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Tag: Digital

The contribution of the Fintechs to the digital financial ecosystem

In the last decade we have witnessed the evolution of the ventures and how technology has revolutionized the way in which citizens began to consume different financial products and services, opening the door to several platforms and models that help the society. A clear example is the Fintech companies, entities…

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Digital innovations and business economic performance

Advances in the digital world mark the progress of large companies, the ability to adapt to these new technological trends determines the success of commercial projects. Therefore, staying informed about the innovations of the moment is essential to not fall behind and lose the economic rhythm. The conventions With this…

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Why is people saying that open banking lacks digital maturity?

The financial sector is moving towards a scenario in which innovative business models and new ways of interacting with users will arise thanks to the use of data and technology. It’s the so-called open banking. In this evolving ecosystem diverse actors come together, from the most traditional entities and their…

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“A solid digital data ecosystem is vital for the future of financial services”

“The data belongs to the clients, who should have the right to share it with whoever they want, beyond geographical and sector boundaries. And this freedom of data is an increasingly important factor for the prosperity of the ‘fintech’ sector”. Accompanying Carlos Torres Vila, the event was also attended by…

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Everyone wants to go “digital”: How are banks coping with it

With Monday’s announcement by the Central Bank (BCRA) that guarantees that the interest rate will maintain a floor of 62.5%, the monetary entity seeks that the banks raise their rates of the fixed terms, which it considers to be low, with the objective of making them more attractive for investors…

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A study on financial decisions: Is digital revolution a fear?

Two out of three medium-sized companies in Germany fear that the digital transformation of their operations could overtax them financially. This is one of the most central findings of the study “Financing Monitor 2019”. We interviewed a total of 200 financial decision-makers from medium-sized industrial, commercial and service companies. However,…

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Innovative technologies are revolutionizing dialogue marketing

The term KI basically refers to automation through intelligent, adaptive software. It not only makes it possible to carry out specified processes over and over again but also to further develop one’s own abilities. AI encounters us in everyday life amazingly often, usually without us noticing. For example, in the…

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Digital transformation: Change in internal culture is the main challenge in banking

Since a little over four years ago, banking in Peru is going through a process of digital transformation, seeking to bring financial services closer to customers, taking advantage of available technologies. In this sense, El Comercio together with Telefónica and Wayra organized the second edition of the CEO Summit Open…

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Blockchain will no longer dominate the Fintech world

The blockchain hype train has been derailed as people realize that the technology won’t change things overnight. That’s the view of Fintech heavyweight Chris Skinner, Chair of the European networking forum The Financial Services Club and Nordic Finance Innovation. In a blog post, he says, “I used to blog about…

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