The Chinese version of the report was published in The Stand News on October 10, 2019. The English version was published in Global Voices as part of a content association agreement. A mobile application role-playing game with an argument based on recent protests in Hong Kong was suspended from Google…
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The FINTECH Revolution’ has been celebrated, in which the hand of many specialists have analyzed the new existing ways of providing banking services beyond the regulated formulas as well as the challenges of the digital transformation of the financial sector in Spain. Among the participants has been, deputy director in…
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It wasn’t 10 years ago, but more like 15, when I first saw the potential for a digital currency. I’ve been through some big up and downs in bitcoin. But today, I’m more certain than ever that the bitcoin revolution is coming. In 2004, I learned from a wealthy Korean…
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Nobody can deny that money is something vital in our lives: it allows us to travel, create companies, invest, or buy assets, among many other things. And that is why a new way of understanding banking is being developed as we know it today, and as it always was: neobanks…
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Innovation is the engine of progress, since it alters the status quo and forces established players to improve their game. But if it is not handled correctly, it can also be destructive; and in this, innovation in financial technology (fintech) is no exception. New technologies developed by startups in the…
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For some time now, a specific sector has become one of the greatest entrepreneurial revolutions in our recent history. And it is one of the current panaceas: mobile payment, personal finance management, corporate crowdfunding, money transfers between users … whatever their variations. The truth is that all investors are behind…
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The revolution of small vehicles in cities aims to solve in a sustainable way the problem of circulation. In various academic investigations, in books and even in a TED talk, the economist Sendhil Mullainathan popularized the concept of the “last mile problem” years ago. Mullainathan currently teaches in Chicago, went…
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Technological advances, especially mobility and hyperconnectivity, but also ‘big data’, artificial intelligence, the ‘cloud’ and ‘blockchain’, have caused a change in consumer behavior and business models. The union of these three forces has led to the Fourth Industrial Revolution, which is already remodeling the economy and society, and will continue…
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The World Wide Web Consortium, better known as W3C, is developing the so-called Payment Request API, libraries that could revolutionize payment systems through the browser to open the door to bitcoin and other cryptocurrencies. This proposal still has a long way to go, but the support of Microsoft, Google, Facebook,…
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