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Which ‘fintech’ bank do users prefer in Spain?

More and more young millennials between 18 and 36 years old decide to contract an account in a fintech bank because of the many advantages they offer. Accounts without commissions and without opening requirements that include a card with which we can withdraw cash at any ATM in the world or pay in any other currency at the best exchange rate. Although the most popular are N26 and Revolut, with more than 150,000 users in Spain alone, there are other 100% digital banks that operate in our country as Monese or bunq. Throughout this article we face the fintech banks with the highest growth. And which one do you prefer?

N26 vs Revolut, who will win?

The two fintech banks with the highest growth in Europe share some advantages but they also have their differences. Here is a comparative table:

N26 Revolut Origin Germany United Kingdom Bank license Yes Yes. Obtained last 2018, it is expected to be implemented at the beginning of 2019. IBAN German British Allows direct debit No Yes Allows direct Payroll Yes Yes Free Debit Card Prepaid, 6 € expenses Shipping Cash withdrawal 5 times a month free in euros.

About the comissions

Commission of 1.7% in ATMs in another currency allows you to withdraw up to 200 euros free per month at any ATM in the world Payments with mobile Apple Pay, Google Pay Google Pay Mobile Interface and Mobile Computer Premium version? Black (€ 9.90 / month) and Metal (€ 16.90 / month) Premium (€ 7.99 / month) Metal (€ 13.99 / month).

Published inFintech

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