Technology and innovation have always been part of the business world, whether it’s the introduction of debit or credit cards in the 1950s or automatic teller machines, electronic trading floors, finance apps, and high-frequency consumption in the following years. The essence behind financial technology changes from project to project, app…
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The enterprises that provide financial services supported by technology, known as fintech. Which are key to reach segments unattended by traditional banking. However, for Fernando Sotelino, assistant professor at the School of International Affairs at Columbia University in New York, and former banker in Brazil, these initiatives are key to…
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There are several categories of Fintech, which are called vertical: Payments, loans, advice. And within each of these verticals there are other subcategories. The most important of all this is the vertical specialization: each Fintech is dedicated only to a very specific service, which responds to a very specific and…
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The “Crypto Winter” should be taken as an opportunity to promote the dialogue on how banks and blockchain companies can work together, writes Michael Welti for finews.first. We are at the very beginning of a very exciting development. Different states, central banks, NGOs and private organizations are working on solutions…
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A Forbes ranking, created in cooperation with the Statista portal, assigns the Challenger Bank N26 top positions in several countries. At the center of the survey on the ranking “The World’s Best Banks 2019” was customer satisfaction. More than 40,000 people in 23 countries were surveyed by Statista for the…
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The future of the General Deposit Fund (CGD) is insured in the digital laboratory. Divided into several sections, such as risk analysis, consumer credit, housing loans or business management, nearly 100 people contribute to the digital transformation of the Savings Bank. On the walls, the phrase “done is better than…
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The fintech sector in Switzerland continues to boom. Two major cities in the country ranked second and third in a global ranking, confirming their results from the previous year. Only a city state performs even better. This emerges from a new study. Thanks to excellent conditions, FinTech Switzerland remains a…
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Often, large banks are able to offer services that can make life easier for them and help them make better decisions. And BBVA has developed a whole range of products and services, which is a clear example of them, with functions such as the award-winning Bconomy and ‘fintechs’ developed internally…
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A mobile wallet that manages funds in an easy way within an application, is the project developed by Costa Rican company Fintech Viral Media S.A., through technology, entrepreneurship and innovation. The Simply Lisa application, already available in the country, is an option to help non-banking people and also stimulate collaborative…
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Is it possible that the US Federal Reserve’s decision to tighten its balance sheet contributed to bitcoin and the wider cryptocurrency market losing steam in 2018? If so, what should crypto investors expect from the independently-run central bank in the future? Fed’s Balance Sheet Reduction May Have Shaken Bitcoin Speaking…
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